The thought of declaring bankruptcy can be overwhelming and intimidating for anyone. From the stress of unresolved debts to the anxiety of an uncertain financial future, the mental and emotional turmoil involving bankruptcy can be tremendous. Many people in this situation want to save every penny they can and attempt to tackle filing for bankruptcy alone, but this route can prove to be detrimental in the long run. Filing for bankruptcy—whether Chapter 7, 11, or 13—can be very complicated to someone who has no experience in filing, how to handle creditors, and how to interpret complicated legal procedures. Don’t put your financial future at stake—hire a personal bankruptcy attorney who can guide you every step of the way.
Benefits of Hiring a Bankruptcy Attorney
- Protection from uncertainty. Bankruptcy petitions involve a lot of information that can be confusing and complicated to someone who is not well versed in legal jargon. Filing for bankruptcy involves communication with courts, trustees, and creditors. Navigating these waters alone can be very stressful. An experienced personal bankruptcy attorney will know how exactly how to proceed, providing you relief from the headache of doing everything yourself.
- Protection from harassment. Filing for bankruptcy can be the most effective way to stop harassment from creditors. Once you file, an automatic stay is enabled, meaning that debt collection agencies cannot legally attempt to collect from you. A reputable attorney will be your advocate and call harassing creditors to keep them at bay.
- Protection from mistakes. With an experienced bankruptcy attorney, you get the advantage of having sound legal advice prior to bankruptcy filing proceedings. Friends and relatives can give you advice but it won’t come close to as accurate and beneficial as expert counsel from an experienced bankruptcy attorney. Additionally, a bankruptcy attorney will file all your paperwork, ensuring no mistakes are made and no steps are skipped. This is crucial because mistakes in paperwork can result in your petition being denied or a dismissed case.
The most important reason to retain a bankruptcy attorney is for your peace of mind. Communicating with creditors, filing paperwork, and trying to understand complicated legal jargon can place a huge burden on your shoulders during an already stressful and taxing time of your life. Vivian Law Firm PLC is dedicated to providing expert, compassionate counsel to those who are struggling to protect their financial futures. Contact us today for a consultation regarding how we can help you get a fresh start and move on with your life.