Whitmore Lake MI's Experienced Bankruptcy Lawyer
When You Need A Bankruptcy Lawyer In The Whitmore Lake Area, Vivian Law Firm Can Help!
If debt starts to creep into your life and overwhelm your finances, it can feel like you're being trapped in quicksand. The harder you try to get out, the deeper you start to sink. While filing bankruptcy may look like the end of your financial life, it's actually designed to give people a second chance. At the Vivian Law Firm PC, we are experienced bankruptcy and foreclosure attorneys that have earned a reputation for understanding the unique circumstances of our clients. Our professional legal counsel focuses on resolving your unfortunate situation and helping you regain financial independence. Reaching out to the Vivian Law Firm may be the life line you're looking for.
So who are we? Matthew J. Vivian is the principal of Vivian Law Firm PLC, located in Plymouth, Michigan. Our firm's primary focus is representing debtors and creditors in various bankruptcy matters in proceedings under Chapters 7, 11 and 13. Mr. Vivian earned a Bachelor of Arts degree from the University of Michigan in 1992. He continued his education at the University of Toledo College of Law and received his law degree in 1995.
Mr. Vivian is admitted to practice in all courts in Michigan, including the U.S. District Courts for the Eastern and Western Districts of Michigan. He is a member of the Federal Bar Association, State Bar of Michigan and Consumer Bar Association. Matthew Vivian gives each client the consideration and attention to detail they deserve.
One Of The Leading Bankruptcy Lawyers In The Whitmore Lake Area
The U.S. Bankruptcy Code provides a variety of tools to help debtors get a fresh start. Attorney Matthew J. Vivian can help you get that fresh start. For over 17 years, Attorney Matthew J. Vivian has guided metro Detroit clients through the bankruptcy process, helping to bring them relief, peace of mind, and resolution. He handles each case with compassion, discretion, and reliability, helping the client understand the options available and guiding the client through the intricate bankruptcy process. Seeing his clients regain control of their financial lives has been one of the most rewarding aspects of his many years of practice.
Get a fresh start with reliable help.The Bankruptcy Code provides many options for debtors in crisis, but the options are complicated and the process is involved. Vivian Law focuses primarily on helping individuals and business work through bankruptcy. Our team has years of experience handling Chapter 7, Chapter 11, and Chapter 13 cases. Vivian Law's hard work has garnered testimonials from both clients and fellow attorneys which have made us one of the most prominent bankruptcy law firms in the Detroit metropolitan area.
There are several possible bankruptcy filings and each is designed to help people from sinking further into debt. The three most common and practical filings are Chapter 7, 11, and 13. Each provides a different type of protection from creditors and an experienced bankruptcy lawyer can help you navigate the filing and legal process to a full resolution.
- Chapter 7: This type can help you eliminate debt in exchange for turning over non-exempt assets and apply their value to what creditors are owed. Michigan allows exemptions that include home equity, motor vehicles, household good, personal property, pensions, and retirement accounts among others. You may be able to keep a considerable amount of these things and others.
- Chapter 11: This filing is often understood as "reorganization" and businesses can use it as a method to stay afloat until revenue picks up. A business owner can present the court with a financial plan to liquidate some assets and restructure other debt. The benefit is that you can stay afloat and creditors have a chance at compensation.
- Chapter 13: People with a steady income can utilize this filing by creating a repayment plan. Your debts may not be closed out, but it gives you an opportunity to pay them down over time without your assets being seized. Basically, it buys you time to get your financial life on track.
Carl V. Creighton of Creighton McLean & Shea PLC says:
Kathy B.'s bankruptcy experience:"Matt is truly a professional and very knowledgeable of the process. I was very happy with him throughout the length of time that he represented me. I felt supported in every aspect of my interactions with him. Very thorough. Highly recommend his representation for anyone!"